Dena Bank Education Loan

Dena Bank Education Loan

The Topper for your children’s Higher Education

Ensure a bright future for your children. Provide them with the best of higher education in India or abroad. Avail Dena Vidya Laxmi Educational Loan.

You are eligible if

  • You are an Indian national and have secured admission to a professional or technical course in an Indian or Foreign university.
  • Simply walk in with the marksheet of the qualifying exam. and proof of admission.


Course Eligibility

Study in India:

Graduation courses, Post-Graduation courses, Masters & PhD, Professional courses.

Study Abroad

  • Graduation : For job oriented professional / technical courses offered by reputed universities
  • Post Graduation : MCA, MBA, MS etc.
  • Courses conducted by CIMA-London, CPA in USA etc.

Loan Amount

  • Upto Rs.10 lakhs for studies in India.
  • ·Upto- Rs. 20 lakhs for studies abroad.

Loan takes care of

  • Fee payable to colleges/ schools/ hostels
  • Examination/ Library/ Laboratory fees.
  • Purchase of books, equipment, instruments and uniforms.
  • Passage fare for travel abroad.
  • Purchase of computers needed to complete the course.
  • Any other expense to complete the course like study tours, project work, thesis etc.


  • Upto Rs. 4 lakhs- NIL for study in India and abroad.
  • •Above Rs. 4 lakhs- 5% for study in India and 15% for study abroad.

Rate of Interest

Please Check out the Interest Rates Section to find latest Interest Rates applicable
1% interest concession if interest is serviced as and when due during the moratorium period when repayment holiday is specified.


Process Fees

Rs.1000/- for studies abroad which is refundable on availing the limit.


  • For loans upto Rs.7.50 lakhs : Upto 10 years
  • For loans above Rs.7.50 lakhs : Upto 15 years

Click Here To Download Application Form 

                                                                                                                               For further details, please click here